I think you will find financing for owner-builders is very hard to find. All financing is much more conservative than it was a year ago. When I talked to Bob at Cash Value he said that he had partnered with a general contractor for that very reason. I think that you will need a licensed general contractor to get a construction loan. 1.3 Codes and Standards. Federal Law.The Public Buildings Amendments of 1988, 40 U.S.C. 3312 (formerly section 21 of the Public Buildings Act of 1959, 40 U.S.C. 619), require that each building constructed or altered by GSA or any other federal agency shall, to the maximum extent feasible, be in compliance with one of the nationally recognized model building codes and with other applicable The former owner of a local construction company and a Kansas City veteran were indicted by a federal grand jury Friday, Jan. 13, 2017 for their roles in a "rent-a-vet" scheme to fraudulently obtain more than $13.8 million in federal contracts. We're closing on our land loan in December and getting our plans finalized through The Bungalow Company. This will be my second owner-builder project. We're financing through Washington Federal Savings in Seattle. They've been really helpful, but as mentioned earlier they want 20% down for owner-builders. Construction Roadmap. Set Objectives Meet with your architect or builder to plan your dream home. Project Planning Set your budget, determine the scope of work, and establish a timeline for completion. DIY or Contractor? Doing it yourself or working with a builder? We can work with you either way. Owner Builder Permit. Miami-Dade County offers permits to individuals that are performing work on their property without benefit of a contractor. The homeowner must submit their permit application and plans, and once approved, will be able to schedule an owner / builder exam. Tax Credits for Home Builders. Federal Tax Credits for Builders of Energy Efficient Homes. UPDATED FEBRUARY 2019 - The tax credits