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Vitesse to deliver real-time insurance claim reimbursements with Visa the Visa Direct Original Credit Transaction Global Implementation Guide for moreVisa Direct is a payment service that allows payments to Visa accounts. We have integrated Visa Direct OCT (Original Credit Transfer) that facilitates OCT — Original Credit Transaction — is a payment method that enables secure, convenient, and, most of all, fast direct funds transfers to credit or debit card These FAQs are based on the Original Credit Transaction Global Implementation Guide (GIG) and the Visa Rules effective [April 2018]. Visa Direct powers real-time payments through Visa's global network to send money to billions of card accounts around the world. This Visa Direct Original Credit Transaction (OCT) - Global Implementation Guide is strictly for information purposes only and is not an approval to